Articles

Here are some of our latest insights and commentary relating to the debt industry. We care about how the current economic climate, finance policies and trending behaviours impact consumers and their personal finances.

 

two-pot retirement system coins in a jar on top of the table

How Does The New Two-Pot Retirement System Work?

South Africa's retirement landscape is undergoing a significant transformation with the introduction of the two-pot...
savings_debt_south_africans

Buy Now Pay Later South Africa (BNPL): Benefits and Risks

Buy Now, Pay Later (BNPL) in South Africa has emerged as one of the country's...
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Difference between a Debt Counsellor and a Debt Collector

Focus on one being a formal debt management solution, whereas the other is more of...
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4 Common Misconceptions About Debt Counselling in South Africa

Debt counselling was introduced as part of South Africa's National Credit Act (NCA) in 2007...
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young man at the bank asking about their nonperforming (NPL) loan and how they can pay

Debt-Free Living in South Africa: Your Guide After Debt Counselling

    Clearing Your Name After Debt Counselling in South Africa Here's how it works:...
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Vantage Debt Management

How Debt Consolidation Can Help You

Debt consolidation can be a game-changer if you're overwhelmed by multiple monthly payments and rising...
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Rent-to-Own a Vehicle in South Africa Guide

For many South Africans, owning a vehicle is not just a convenience — it’s essential...
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